Mortgage Disclaimer

Last updated: September 2026

May5star, LLC is not a mortgage lender, mortgage broker, loan originator, or credit provider and does not originate, underwrite, approve, fund, or make decisions regarding mortgage loans.

Wendy M. Ibañez’s mortgage-related role described on this website is limited to business development and connecting consumers or professionals with appropriately licensed mortgage professionals. Loan products, rates, fees, eligibility, underwriting, approvals, disclosures, and terms are provided and determined by the applicable licensed mortgage company and mortgage loan originator.

Nothing on this website is a commitment to lend, an offer of credit, or a guarantee of loan approval, rate, term, savings, or eligibility. Mortgage programs and terms are subject to change and applicable underwriting requirements.

Consumers should review all loan disclosures and terms directly with the appropriately licensed mortgage professional and verify licensing information as appropriate before making a financing decision.